A Quick Word From the Porch
Think of this as a front porch conversation with a neighbor. We're not here to sell you on fear or fancy lingo. We’re just folks who live the same life you do raising families, caring for our homes, and looking out for what matters most.
But one thing we’ve learned over the years? Coverage needs change, and if you’re still relying on a policy from five years ago, you might be missing some critical protection.
When Was the Last Time You Reviewed Your Policy?
Here are just a few life moments that might mean it’s time to take a fresh look at your insurance:
You’ve added on to your home – Whether it’s a porch, a barn, or a guest house, those new structures need to be accounted for.
You’ve welcomed a new child or grandchild – Have you considered life insurance to help support your growing family?
You’ve started working from home – Business equipment or liability may not be covered under a basic homeowner’s policy.
You’ve seen more storms than usual – Flood insurance and storm damage coverage are more important than ever.
Why “Set It and Forget It” Doesn’t Work Anymore
Insurance isn’t a slow cooker. You can’t just set it and walk away. A lot of our clients are shocked to find out that their coverage no longer matches their current needs. And if something happens? You don’t want to be caught underinsured.
Here is a scenario: A growing family hadn’t updated their policy since their starter home days. After a severe storm damaged their roof and fencing, they realized their coverage limits were based on a time before their add-on, updated HVAC, and new workshop. Being clients of ours, we can help them get back on track quickly, but it could’ve been a lot worse.
Let’s Talk About Aflac & Supplemental Coverage
What happens if you’re injured or sick and can’t work? That’s where Aflac and other supplemental coverages come in. These aren’t just for big city folks or corporate workers. We’ve seen firsthand how these policies help rural families stay afloat during tough seasons.
The Bottom Line: We’re Here for Real Life
Your life isn’t cookie-cutter. Your insurance shouldn’t be either. That’s why we take the time to ask questions, learn about your property, and offer guidance, not just quotes. Whether you’re insuring a log cabin, a working ranch, or your first home just outside town, we’ll make sure your coverage fits your life as it looks today, not the day you signed the paperwork.
Want to Review Your Coverage?
Let’s Chat. We’re your hometown agency! Big enough to get the job done, small enough to know your dog’s name. Reach out to us anytime to set up a policy review. Call, email, or just swing by. And don’t forget to follow us on Facebook for monthly stories, seasonal tips, and a few good laughs along the way.